After a car accident where injuries are sustained, your health and well-being should be your top priority. Seek out medical care as soon as possible. Afterward, you’ll have to come to terms with the other losses resulting from the accident. This may include extensive property damage, so you’ll need to come up with a plan to help you recover financially. You may lose some property that is quite valuable as a result of a motor vehicle accident. Contact our offices today to schedule a free consultation.
Personal Injury Claims Involving Property Damage in Erie, PA
If your vehicle is inoperable after a crash, then it can cause immediate problems. You likely need transportation fairly quickly for work or personal reasons, so you’ll need to get an estimate of the damages sustained to the vehicle. Once you have obtained an estimate for repair costs, your insurance company will decide to either replace or repair your vehicle. Sometimes your insurance provider will deem your vehicle a total loss, or they may decide to repair your car with refurbished or original parts.
Totaled Vehicles in Greensburg, PA
A vehicle will be deemed a total loss when it would cost the insurance company less money to replace the car than it would be to fix the damages. The process of making this determination is sometimes time-consuming, but insurance companies have a maximum of 30 days to process an accident claim. When your car is considered totaled, your insurance provider will make you an offer. This offer should match the value of your car immediately prior to the accident, but sometimes providers will attempt to give you a much lower amount. Always verify the current market value of your car prior to the crash. If you’ve just replaced expensive parts on the car that would increase its value, then make sure to send your insurance adjuster copies of receipts of the parts. Unfortunately, many Americans owe more money on their car than the vehicle is actually worth. When this happens, the insurance provider is not obligated to make up your losses.
Personal Injury Lawsuits in Allegheny, Erie and Westmoreland Counties, PA
When your car is totaled, you can still choose to keep the vehicle by purchasing it back from your provider. The adjuster will deduct the car’s salvage value from the settlement you have agreed upon. The DMV will provide you with a salvage title that alerts future buyers that the car was previously deemed a total loss. Some insurance providers will give victims a rental car until an offer is made on your vehicle. Other times, the at-fault driver’s insurance will provide a rental.
Contact a Pittsburgh Personal Injury Lawyer to Discuss Your Property Damage in a Car Accident Case in Pennsylvania
Did you or a loved one sustain serious injuries due to a car accident in Pennsylvania? Don’t let the medical bills pile up while you wait for the negligent party, or their insurance company, to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at The Law Office of Mark A. Smith represent clients injured because of a car accident in Pittsburgh, Erie, Greensburg, Homestead, and throughout Pennsylvania. Call (412) 368-8398 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 215 E 8th Ave, Homestead, PA 15120, as well as an office in Pittsburgh, PA.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.